Inclusive Development

Agriculture | MSME | Green Finance | Priority Sector Credit | Manoj Rawat, ValueFin India

Will “BHIM-Aadhaar Pay” kill “Cards and Wallets” and help Unseat “Cash” in our daily lives?

Will “BHIM-Aadhaar Pay” kill “Cards and Wallets” & help Unseat “Cash” in our daily lives?       Today PM launched “BHIM-Aadhaar” Pay app, a biometric-based payment system will enable making payments merely with the help of finger prints impression.   Interestingly the PM in his address indicated that the day is not far when…
Read more

Today is World’s Food Day 16-10-16 | Do we need to revisit our priorities ?

Today is World’s Food Day-16-10-16.  But it is also “Worlds Hunger Day” for 800 million people across the world. For them every day is a hunger & starvation day. Do we need to revisit our priorities?   In this new age of “Free data plans, Free recharge, Faster RAMs, Free Tabs, Free apps” we must…
Read more

Development, Digital & Human Touch. Rebooting Banking for Rural empowerment!

Development, Digital & Human Touch. Rebooting Banking for Rural empowerment !   Banking for Empowerment ! In the age of Digital Touch, Banking does need a strong Development Touch and a human touch when it comes to Rural, marginalised & eternally Excluded ! Steps are initiated are right, but not enough. It’s important that Indian banking…
Read more

Poverty Eradication holds key to address Challenge of Climate Change !

Poverty Eradication holds key to address Challenge Climate Change !    Unless we recognize Poverty Eradication comes top on priority and forms an integral  part of Climate Change Solution, we may be ignoring the core problem itself ! We now need some Genuine & Passionate Efforts for Eradication of Poverty of Millions of people, as its the only actions…
Read more

Climate Change – Need for mainstreaming sustainability

Climate Change – Need for mainstreaming sustainability   Need for forging framework with an integrated Carbon and Water foot print approach for sustainable development and aims to create the “preferred” future? It’s important the world’s ecological assets need to become central to decision makers across the world and accounting for direct and indirect implications of…
Read more

Why do we need Robust Agri Value Chains in India ? To make the country Hunger Free !

Why we need Robust Agri Value Chain in India?  To make the country Hunger Free : Few thoughts & possible way forward >>   Why do we need a Agri Value Chain ? The first on foremost thought that comes to my mind is to “Make the country free of hunger”. In simple terms what Agri…
Read more

Banking for Empowerment. Banking with Development and Human Touch !

Banking for empowerment. Banking with a Development & Human Touch ! Banking for Empowerment ! In the age of Digital Touch, Banking does need Development Touch and a human touch when it comes to Rural & Excluded! I see banking not as a branch, ATM, mobile app, paper or ledgers. “Banking System” is about being…
Read more

Priority Sector & Rural Lending : Obligation or Opportunity

  Priority Sector & Rural Lending : Obligation or Opportunity   Don’t be prisoner of past ! Avoid extrapolating the past when unlimited opportunities are emerging on the horizon in the hinterlands…!    A widely prevailing resistance among financial institutions and banking license aspirants to go Rural India (“Bharat”) , undertake Priority Sector lending and Focus…
Read more

Small Finance Banks: Big Small Steps towards “Financial Inclusion” and “Inclusive Banking”

Small Finance Banks : Big Small Steps towards “Financial Inclusion” and “Inclusive Banking”   The Reserve Bank of India (RBI) has granted ‘in-principle’ approval for 10 companies to set up small finance banks. The approval will be valid for 18 months to enable the applicants to comply with the requirements. Differentiated banking in the country…
Read more

New Priority Sector Guidelines – 5 points that more than meet the eye !

New Priority Sector Guidelines – 5 points that more than meet the eye !   Revamped PSL guidelines aim to create a major shift in Priority sector banking by ensure credit access to Small & Marginal Farmers, Smaller Agro-processing units, enabling backward linkages and promoting renewable energy. The release of Priority Sector Guidelines was accelerated…
Read more