Inclusive Development

Agriculture | MSME | Green Finance | Priority Sector Credit | Manoj Rawat, ValueFin India

Farm Loan waiver : Temporary Relief in distress versus Sustainable Solution – Five Pointers

Farm Loan waiver : A Temporary Relief in distress V/S Sustainable Solution – Five Pointers     Do we need to re-align our national policies and framework to bringing lasting improvement in socio-economic condition of our marginalized farmers rather than doling temporary populist relief measures and poll sops?  1.  Agriculture will continue to be vital for…
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Doubling the “real’ income of farmers in India by 2022

Doubling the “real’ income of farmers in India by 2022    What does this actually means, what will enable this, how feasible is this?  After battling to consecutive drought years, by the grace of Almighty monsoon this year is progressing normal. The buzz around farmers, farmers welfare and doubling the income seems to be picking…
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Will “BHIM-Aadhaar Pay” kill “Cards and Wallets” and help Unseat “Cash” in our daily lives?

Will “BHIM-Aadhaar Pay” kill “Cards and Wallets” & help Unseat “Cash” in our daily lives?       Today PM launched “BHIM-Aadhaar” Pay app, a biometric-based payment system will enable making payments merely with the help of finger prints impression.   Interestingly the PM in his address indicated that the day is not far when…
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Today is World’s Food Day 16-10-16 | Do we need to revisit our priorities ?

Today is World’s Food Day-16-10-16.  But it is also “Worlds Hunger Day” for 800 million people across the world. For them every day is a hunger & starvation day. Do we need to revisit our priorities?   In this new age of “Free data plans, Free recharge, Faster RAMs, Free Tabs, Free apps” we must…
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Development, Digital & Human Touch. Rebooting Banking for Rural empowerment!

Development, Digital & Human Touch. Rebooting Banking for Rural empowerment !   Banking for Empowerment ! In the age of Digital Touch, Banking does need a strong Development Touch and a human touch when it comes to Rural, marginalised & eternally Excluded ! Steps are initiated are right, but not enough. It’s important that Indian banking…
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Poverty Eradication holds key to address Challenge of Climate Change !

Poverty Eradication holds key to address Challenge Climate Change !    Unless we recognize Poverty Eradication comes top on priority and forms an integral  part of Climate Change Solution, we may be ignoring the core problem itself ! We now need some Genuine & Passionate Efforts for Eradication of Poverty of Millions of people, as its the only actions…
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Climate Change – Need for mainstreaming sustainability

Climate Change – Need for mainstreaming sustainability   Need for forging framework with an integrated Carbon and Water foot print approach for sustainable development and aims to create the “preferred” future? It’s important the world’s ecological assets need to become central to decision makers across the world and accounting for direct and indirect implications of…
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Why do we need Robust Agri Value Chains in India ? To make the country Hunger Free !

Why we need Robust Agri Value Chain in India?  To make the country Hunger Free : Few thoughts & possible way forward >>   Why do we need a Agri Value Chain ? The first on foremost thought that comes to my mind is to “Make the country free of hunger”. In simple terms what Agri…
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Banking for Empowerment. Banking with Development and Human Touch !

Banking for empowerment. Banking with a Development & Human Touch ! Banking for Empowerment ! In the age of Digital Touch, Banking does need Development Touch and a human touch when it comes to Rural & Excluded! I see banking not as a branch, ATM, mobile app, paper or ledgers. “Banking System” is about being…
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Priority Sector & Rural Lending : Obligation or Opportunity

  Priority Sector & Rural Lending : Obligation or Opportunity   Don’t be prisoner of past ! Avoid extrapolating the past when unlimited opportunities are emerging on the horizon in the hinterlands…!    A widely prevailing resistance among financial institutions and banking license aspirants to go Rural India (“Bharat”) , undertake Priority Sector lending and Focus…
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